Why you should work with a Pennsylvania mortgage broker

As you begin the home buying process, finding a trusted and experienced team of real estate professionals to guide you can make the home purchase process and everything that comes with it more enjoyable and less stressful.

At Penn Street Mortgage, our entire team of local mortgage brokers have extensive experience in the Philadelphia PA market and understand the unique benefits of working with local mortgage brokers during your mortgage search.

With so many options available to consumers, we wanted to explain the value that a local, Pennsylvania mortgage broker can bring to your home purchase loan approval process.

If you’re wondering how we can help you in the loan process, give us a call or contact us! We want to earn your business and show you the value our experienced mortgage advisors bring to the home loan transaction.

Mortgage brokers can access multiple lenders, giving you several options to compare.

One of the best reasons to work with a local mortgage broker like Penn Street Mortgage is our extensive network of lenders. With access to over 100 lenders, we can provide you with a wide range of financing options to fit your budget and allow you to compare mortgage rates to get the best offer.

When you work with a bank or direct with a lender, you can only review offers from that specific bank. Whereas with Philadelphia mortgage brokers, we can find a loan program that’s tailored to your specific needs and your monthly budget.

This allows you to compare rates and find the best terms and conditions for your individual situation.

broker can help you get the best mortgage interest rates

A Philadelphia mortgage company knows the local market better than anyone else.

Mortgages can be confusing, but our local expertise and years of experience make us your partner throughout the mortgage process. From the first conversation, we’ll work with you to understand your mortgage needs and learn how we can help you get your dream home.

A national lender or big-box mortgage broker won’t be able to provide you with the level of service and Pennsylvania-specific knowledge we have from years of working in the mortgage industry.

We’ll ensure you understand every step of the process.

We know that not everyone is a mortgage expert, even mortgage advisors, so they’re committed to making the process as easy to understand as possible. We’ll explain the complex mortgage loan process in simple, easy-to-understand language so you feel confident about each step.

Whenever questions arise about your current mortgage, or you need help, we’re here to help. You deserve the best customer service from your mortgage lender!

A broker will handle all of the back and forth with the lenders to ensure your loan closes on time.

Penn Street Mortgage goes above and beyond to make sure your loan closes on time. Our team will communicate and coordinate with the lenders and underwriters on your loan program on your behalf, ensuring that everything is on track for a timely closing.

We’ll make sure you understand all of the documents you need to get to the closing table on time and answer any questions you have along the way.

As a local Pennsylvania company, we’re also available to meet in person so you don’t have to go back and forth via email or phone. That’s the level of customer support our clients expect when they work with us.

We have access to great mortgage refinance products

Mortgage brokers like Penn Street Mortgage also can present you with refinancing opportunities that can help you lower your monthly payment and get a better interest rate on your existing mortgage. When you work with mortgage brokers, we can help you compare refinance rates across several companies, allowing you to bring home extra cash and use your home’s equity to your advantage.

Additional benefits of working with a local Pennsylvania mortgage company

There are countless benefits that working with local mortgage professionals can bring to the whole process of buying a home. Our clients also benefit from:

Personalized service

When you work with Penn Street Mortgage, you’re not just another transaction. Whether you’re buying an investment property, want to refinance your existing mortgage or are a first time homebuyer, we will present the best loan options for your budget and purchase to ensure you find the right mortgage for you.

Local connections

Our extensive network of local connections can help you find the best real estate agents, appraisers, and other professionals necessary for a smooth home buying experience.

Ongoing support

Even after your loan has closed, you’re part of the Penn Street Mortgage family. Unlike other national mortgage lender companies, we keep in touch and are available to help with any questions that might arise after closing loans. We’re always reaching out with additional refinancing options for your house, ensuring you can take advantage of great refinancing terms and low rates.

Penn Street Mortgage is your trusted local Philadelphia mortgage brokers

Getting a mortgage is one of the most important financial tools a person has available to them. We know how crucial it is to find a mortgage that fits your needs and your budget so you can be set up for financial success in the long run.

When you work with our team of mortgage brokers, you can feel confident that you’re working with an expert who knows the local market and can give you advice on the best way to submit the winning offer. With our fast funding options and great communication, you’ll get a great deal on your new home and know that our loan products are the perfect fit for you.

Don’t work with a mortgage lender that can only offer you one quote. Our team will create custom digital quotes for you, allowing you to compare rates from many banks and see how you can leverage the current interest rates to your advantage.

Give us a call today to learn how we can make the process of getting a mortgage easier and stress-free.

Penn Street Mortgage is your trusted local Philadelphia mortgage brokers