Meet the Team
Tom Farnesi
Managing Partner, NMLS ID – 144397
Direct Phone: 610.304.7066
Born in West Chester, Tom’s love for family and community has kept him close to his roots. Tom is a
graduate of Bishop Shanahan High School and received his management and economic degrees
from the University of Delaware. Following his passion for finance, he found his career with
residential mortgage planning in 2003. Since then he has learned flexibility is critical to progress
which strongly influences his business approach. Tom is a member of the West Chester Chamber of
Commerce, the Future Leaders of West Chester and is sponsored by the CMPS institute. At Penn
Street, he is responsible for managing loans, operations management, and business development.
When he finds time, Tom loves to play golf, attend Philadelphia sports events and hanging out with
family and friends. Tom currently resides in West Chester with his wife, Denise, son Tommy, and 3
daughters: Mia, Josephine, and Georgia.
John Carlson, Jr.
Manager Partner, NMLS ID – 235847
Direct Phone: 302-383-3142
John has been in the mortgage industry since 2003 and has used his years of experience in the
industry to simplify the home buying and refinancing process. With a focus on communication,
education, and customer service, John brings a refreshing experience to those he works with. He is
a graduate of the University of Delaware where he studied Finance and Economics. John enjoys
golf, Philadelphia Flyers hockey and resides in Avondale, PA with his wife Kate, daughter Kalina, son
Jack, and dog Belle. John is also a Registered Representative and Financial Advisor with Cetera
Financial Specialists.
Dante Saienni
Director of Operations & Partner, NMLS ID – 235850
Direct Phone: 302.494.3919
Dante’s dual role at Penn Street Mortgage means that he originates new loans as well as guides all
of Penn Street’s clients through the mortgage process. Dante works directly with Penn Street’s
various lenders to submit and finalize loans for all borrowers. His consistent approach, combined with
a strong understanding of underwriting, facilitates the process to ensure clients receive a smooth &
on-time loan experience. Dante has excelled in the mortgage industry since 2006, and still has a full
head of hair! Dante is an avid wine maker and lives in Wilmington, with his wife Nikki, daughter Lucia
and son Marco.
Ran Whitnah
Commercial Finance Consultant, NMLS ID – 2144695
Direct Phone: 610.659.2358
Ran has worked in the commercial finance industry since 2007 in various roles, advising on many different asset types and financing strategies throughout his career.
Ran has forged long-established relationships with lenders across the country including banks, insurance companies, CMBS lenders, agency lenders, non-bank commercial lenders, bridge lenders, family offices, and debt funds. He has been involved in originating, underwriting, or funding of loans in most states across the country. His clients are owner operators, investors, and developers that lean on him for advice on how to best leverage their assets and acquisitions in order to accomplish both short and long term goals. Ran is highly experienced in the debt capital markets and solves problems calmly and creatively to get his clients to the closing table.
Ran is a long time Chester County resident. For fun, he spends most of his time with his wife Heather and their 4 children, mostly at various sporting venues in the region. He’s a Philadelphia sports fan, and enjoys soccer, skiing, and being outdoors.
Bradford Norris
Mortgage Consultant, NMLS ID – 1496404
Direct Phone: 610.241.0047
Brad was born and raised in West Chester and is very knowledgeable about the area in many different aspects. Brad is a down to earth straight-shooter who is eager to help those looking to refinance or purchase a home – if you’re looking for someone to make your loan a top personal priority and go the
extra mile, he’s your guy. He understands the urgency in the approval process, and prides himself on being timely, accurate, and detailed and will make sure to answer all questions along the way. He also loves the challenge & reward of finding his clients the lowest possible rates. Brad lives in Exton with his
wife Whitney, son Ford, daughter Kinsley, and dog Addie, and he enjoys biking, golfing, and all things
Philadelphia sports.
Eric Santostefano
Mortgage Consultant, NMLS ID – 1855376
Direct Phone: 610.803.1799
As a local entrepreneur, Eric has ingrained himself in the roots of the West Chester community. A
graduate of Penn State, Eric earned his Operations Management degree at University Park and MBA
from the Great Valley campus. He brings a family focused and open-minded approach to real
estate lending. Eric is ready to tailor mortgage and commercial funding to fit your needs. An avid
golfer and craft beer connoisseur, Eric resides in West Bradford, PA with his wife Melissa, and sons
Ian and Carson.
Michael D’Alessandro
Mortgage Consultant, NMLS ID – 1964383
Direct Phone: 215.409.8008
Mike brings his background in mortgage operations and real estate investing to Penn Street
Mortgage. Having graduated from Temple University with a B.A. in Real Estate, Mike is well-versed in
all aspects of the home-buying process. What he enjoys most is getting to work closely with clients to
help them navigate one of their biggest financial decisions – buying a home – by o ering clarity
around the process and nothing less than top-notch customer service. Mike is a passionate sports
fan who roots for the Denver Broncos and the 76ers and even has his own sports podcast with his
friends. In his spare time, you can find him in West Chester trying new co ee spots with his girlfriend
Jamie and their dog Farrah.