penn street

About Us

Create better tomorrows, by planning today

Penn Street Planning Approach

The Penn Street Mortgage planning approach begins with a short discussion addressing personal & financial goals.  When clear goals have been established we need to take into account:  taxes, cash flow analysis, debt managment and ultimately wealth creation.  A Penn Street Mortgage planner is a trusted advisor, who treats their clients like family.  We would appreciate the opportunity to prove why our unique Mortgage Planning Approach will exceed your expectations.

We promise to always strive to help our clients Create Better Tomorrows, By Planning Today.

  • Did you know a mortgage could be the most important financial tool a person has available?
  • Did you know mortgage planning should coincide with retirement planning?
  • Did you know paying down your mortgage & investing in a 401k is counter-productive?

For answers to these questions and for other important information contact us today!

Our Vision

Penn Street Mortgage was created on the foundation of bringing integrity and expertise back to the mortgage industry.  We understand your home is more than a mortgage; it is where family takes comfort, builds dreams and enjoys life.

Penn Street

Our Services

Getting Ready to Purchase a Home or Property?

Whether you’re a first time buyer, simply moving or looking for another investment property, our friendly & helpful team can assist you!

Looking to Refinance Your Home?

Want to see if you can get a lower interest rate, an adjusted monthly payment, or access cash for investment? We can help!

Equity Cash Out Refinance

Looking to make improvements to your home?  Use the built up equity in your house with a cash out refinance!

Mortgage Advice

At Penn Street, we are here to answer any and all questions regarding home financing.  Contact us today!

Home Loans - Perfected

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Penn Street

Our Team

Tom Farnesi
Managing Partner
John Carlson
Managing Partner
Dante Saienni
Director of Operations & Partner
Brad Norris
Mortgage Consultant
Eric Santostefano
Mortgage Consultant
Michael D'Alessandro
Mortgage Consultant
Hear from our clients

Testimonials

Stephanie UffFox and Roach Realtors

Penn Street has been a breath of fresh air when it comes to providing my clients with a trusted mortgage professional. They work hands on with every client and are a wealth of knowledge when it comes to financial and mortgage advice. Thank you Penn Street Mortgage for being such trusted professionals and I look forward to many more transactions together in the future.

Peter MendezRE/MAX

I’ve had the pleasure of working with Dante Saienni on several transactions. He has the knowledge & calm demeanor that our real estate clients deserve. Dante has saved the day when other lenders failed and his timely communication is unparalleled. He also makes his own wine! Cheers to Dante.

Carla WasniewskiPrudential Fox and Roach Realtors

Wow! What a professional. Should you choose to use John you are in very capable hands. Knowledgeable, trustworthy, dependable, easy to be in touch with, and no question should go unasked because he will educate you!. I have worked with John on numerous real estate transactions and have my clients and I have been so pleased. He makes a somewhat difficult transition so much easier! John has also worked with me for personal transactions. You won’t be disappointed in his work ethic or knowledge!

Mark McLaughlin

Tom has always acted as a financial advisor, as well a mortgage professional towards my family. He has saved us money several times since we have conducted business with him and his company. He knows the industry second to no one and is always available for any type of financial advice.

Brian Wade

Eric did a great job getting us out of a 30 year FHA loan with high mortgage insurance to a 20-year conventional loan. Saved us a ton of money over the life of the loan and we were able to keep our monthly payment the same.

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Penn Street Mortgage

18 West Gay Street, Floor 2 West Chester, PA 19380
610.431.2100
Fax: 610.431.4060