Trusted Mortgage Broker West Chester
Your one-stop partner for all your financing needs
WHAT MAKES US DIFFERENT
You’re more than just another
transaction at Penn Street.
THE RESIDENTIAL PROCESS
Let Penn Street residential financing bring you home.
Whether you’re a first-time homebuyer, an experienced real estate investor, or a downsizing empty-nester, our experts at Penn Street will guide you through purchasing your next home with confidence and assurance. We know that in this housing market, who you work with matters. Trust our team to provide the white-glove customer service you expect.
- Sit down with you to understand your goals and financial situation
- Educate you on the different financing options available
- Shop around to find you the best terms and rates
- Communicate every step of the way
- Get you to closing and explain all documents in person


THE COMMERCIAL PROCESS
Take your business to the next
level with commercial financing.
- Gather information to understand your business and goals
- Guide you through the application process
- Connect you with trusted advisors
- Negotiate the terms to get you the best deal
- Get you to the closing table
Penn Street Planning Approach
- Did you know a mortgage could be the most important financial tool a person has available?
- Did you know mortgage planning should coincide with retirement planning?
- Did you know paying down your mortgage & investing in a 401k is counter-productive?
How We Can Help

TESTIMONIALS
Hear from our clients.
Brian
Mark
Stephanie
Carla
Want to Know More About
Our Mortgage, West Chester, PA Solutions?
In the section below, we answer some of the most frequently asked questions about our loan programs.
A mortgage broker works to close real estate deals between a West Chester, PA, mortgage lender, and a borrower as a neutral third party. To get the best possible financing for their customer, the broker will gather data from him or her and contact many lenders.
Next, to determine the kind of loan you may pursue, they will verify your credit profile. West Chester mortgage brokers also act as loan officers, gathering the necessary data and coordinating with both parties to finalize the transaction.
Moreover, a West Chester, PA mortgage broker will guide you through the home loan process, explaining what mortgage lending entails and explaining monthly mortgage payments. He or she will also negotiate the loan terms to get you the best mortgage rates.
If you want access to mortgage West Chester loans that aren’t widely offered, you should employ a broker. Our team of brokers often has access to financing that will be advantageous to you if you:
- Don’t have a good credit score
- Have a special borrowing circumstance, such as running your own business
- Simply don’t seem to see loans that offer what you’re looking for
Regardless of their circumstance, many people engage with our brokerage firm because it provides them access to mortgage lenders they might not otherwise consider. We can also help borrowers qualify for mortgages at interest rates lower than those offered by most conventional loans.
Here are just a few of the benefits of choosing us:
- Our team of experienced brokers understands that mortgages can be life-changing, which is why they walk you through the entire process.
- You can count on us for the ultimate home-buying experience.
- With competitive interest rate and mortgage rate options, you can save money without much legwork.
- Our team takes pride in offering excellent service and transparent communication, making buying your dream home a straightforward process.
- We will help you gain access to various financing options and provide a mortgage calculator that you can use to determine what you qualify for.
You don’t need to deal directly with mortgage lenders when you work with us. We act as the middleman, helping you find the best deals and helping to complete the process.
When you choose Penn Steet Mortgage, we will discuss your needs and help you gather the relevant information. Next, a mortgage broker in West Chester will match you with a lender before submitting a West Chester mortgage application on your behalf. Our team will negotiate the terms to ensure you’re getting a good deal and help you with the paperwork.