Trusted Mortgage Broker West Chester

Your one-stop partner for all your financing needs

Our expert team has been a trusted financial partner in residential and commercial mortgages for nearly two decades.
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WHAT MAKES US DIFFERENT

You’re more than just another
transaction at Penn Street.

When you work with Penn Street, you’re working with a local mortgage broker who knows the local market and can give you expertise on the best way to submit the winning offer. Our extensive experience in the industry provides peace of mind and ensures the best deal for your needs.
At Penn Street, we treat our clients like family. Let us exceed your expectations.
THE RESIDENTIAL PROCESS

Let Penn Street residential financing bring you home.

Whether you’re a first-time homebuyer, an experienced real estate investor, or a downsizing empty-nester, our experts at Penn Street will guide you through purchasing your next home with confidence and assurance. We know that in this housing market, who you work with matters. Trust our team to provide the white-glove customer service you expect. 

From search to signing, we’ll:
  • Sit down with you to understand your goals and financial situation
  • Educate you on the different financing options available
  • Shop around to find you the best terms and rates
  • Communicate every step of the way
  • Get you to closing and explain all documents in person
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THE COMMERCIAL PROCESS

Take your business to the next
level with commercial financing.

Is your business ready to grow? With Penn Street as your commercial finance partner, you can feel confident in obtaining a commercial loan.
We take a hands-on approach with our clients, ensuring that you have a strategic partner every step of the way. We’ll walk each client through the process:
  • Gather information to understand your business and goals
  • Guide you through the application process
  • Connect you with trusted advisors
  • Negotiate the terms to get you the best deal
  • Get you to the closing table
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Penn Street Planning Approach

The Penn Street Mortgage planning approach begins with a short discussion addressing personal & financial goals. When clear goals have been established we need to take into account: taxes, cash flow analysis, debt managment and ultimately wealth creation. A Penn Street Mortgage planner is a trusted advisor, who treats their clients like family. We would appreciate the opportunity to prove why our unique Mortgage Planning Approach will exceed your expectations.
We promise to always strive to help our clients Create Better Tomorrows, By Planning Today.
  • Did you know a mortgage could be the most important financial tool a person has available?
  • Did you know mortgage planning should coincide with retirement planning?
  • Did you know paying down your mortgage & investing in a 401k is counter-productive?

How We Can Help

Whether you want to purchase your first home or need financing to get your business venture going, you will need the help of reliable mortgage brokers. Penn Street Mortgage has you covered.
Our trusted mortgage brokers in Chester value integrity above other qualities. We understand how life-changing mortgages can be, and we are ready to help you every step of the way.
Our extensive experience in the industry will help make your application process more manageable. You will also gain access to various financing options since we have a vast network of lenders and financial institutions. This ensures the best deal for your needs.
TESTIMONIALS

Hear from our clients.

Eric did a great job getting us out of a 30 year FHA loan with high mortgage insurance to a 20-year conventional loan. Saved us a ton of money over the life of the loan and we were able to keep our monthly payment the same.
Brian
Tom has always acted as a financial advisor, as well a mortgage professional towards my family. He has saved us money several times since we have conducted business with him and his company. He knows the industry second to no one and is always available for any type of financial advice.
Mark
Penn Street has been a breath of fresh air when it comes to providing my clients with a trusted mortgage professional. They work hands on with every client and are a wealth of knowledge when it comes to financial and mortgage advice. Thank you Penn Street Mortgage for being such trusted professionals and I look forward to many more transactions together in the future.
Stephanie
Wow! What a professional. Should you choose to use John you are in very capable hands. He is knowledgeable, trustworthy, dependable, easy to be in touch with, and no question should go unasked because he will educate you! I have worked with John on numerous real estate transactions and my clients and I have been so pleased. He makes a somewhat difficult transition so much easier! You won’t be disappointed in his work ethic or knowledge!
Carla

Want to Know More About
Our Mortgage, West Chester, PA Solutions?

In the section below, we answer some of the most frequently asked questions about our loan programs.

A mortgage broker works to close real estate deals between a West Chester, PA, mortgage lender, and a borrower as a neutral third party. To get the best possible financing for their customer, the broker will gather data from him or her and contact many lenders.

Next, to determine the kind of loan you may pursue, they will verify your credit profile. West Chester mortgage brokers also act as loan officers, gathering the necessary data and coordinating with both parties to finalize the transaction.

Moreover, a West Chester, PA mortgage broker will guide you through the home loan process, explaining what mortgage lending entails and explaining monthly mortgage payments. He or she will also negotiate the loan terms to get you the best mortgage rates.

If you want access to mortgage West Chester loans that aren’t widely offered, you should employ a broker. Our team of brokers often has access to financing that will be advantageous to you if you:

  • Don’t have a good credit score
  • Have a special borrowing circumstance, such as running your own business
  • Simply don’t seem to see loans that offer what you’re looking for

 

Regardless of their circumstance, many people engage with our brokerage firm because it provides them access to mortgage lenders they might not otherwise consider. We can also help borrowers qualify for mortgages at interest rates lower than those offered by most conventional loans.

Here are just a few of the benefits of choosing us:

  • Our team of experienced brokers understands that mortgages can be life-changing, which is why they walk you through the entire process.
  • You can count on us for the ultimate home-buying experience.
  • With competitive interest rate and mortgage rate options, you can save money without much legwork.
  • Our team takes pride in offering excellent service and transparent communication, making buying your dream home a straightforward process.
  • We will help you gain access to various financing options and provide a mortgage calculator that you can use to determine what you qualify for.

You don’t need to deal directly with mortgage lenders when you work with us. We act as the middleman, helping you find the best deals and helping to complete the process.

When you choose Penn Steet Mortgage, we will discuss your needs and help you gather the relevant information. Next, a mortgage broker in West Chester will match you with a lender before submitting a West Chester mortgage application on your behalf. Our team will negotiate the terms to ensure you’re getting a good deal and help you with the paperwork.