Trusted Mortgage Broker West Chester

Trusted Mortgage Broker | Penn Street Mortgage Planner West Chester, PA

Your one-stop partner for all your financing needs

Our expert team at Penn Street Mortgage has been a trusted financial partner in residential and commercial mortgages for nearly two decades in West Chester.

Our expert team has been a trusted financial partner in residential and commercial mortgages for nearly two decades.

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You are more than just just another
at Penn Street Mortgage.

When you choose to work with Penn Street Mortgage, you can trust that you are partnering with a local mortgage broker who has a deep understanding of the local market. We can provide you with expert guidance on how to submit the strongest offer possible. With our extensive industry experience, you can rest assured that we will work tirelessly to secure the best deal for your unique mortgage needs and budget.

Here at Penn Street Mortgage, we take pride in treating our clients like family. Let our expert team exceed your expectations and make the mortgage process as simple and stress-free as possible.


Let Penn Street residential financing bring you home.

Whether you are a first-time homebuyer, an experienced real estate investor, or a downsizing empty-nester, our experts at Penn Street Mortgage will guide you through purchasing your next home with confidence and assurance. We know that in this housing market, who you work with matters. Trust our team to provide the white-glove customer service you expect. 

From search to signing, we’ll:
Penn Street Mortgage in West Chester Pennsylvania
dollars in a hand
trusted financial partner

Take your business to the next
level with commercial financing.

Is your family or business ready to grow? With Penn Street Mortgage as your commercial finance partner, you can feel confident in obtaining a commercial loan.

We take a hands-on approach with our clients, ensuring that you have a strategic partner every step of the way. We will walk each client through the entire process:

Penn Street Mortgage Approach

The Penn Street Mortgage planning approach begins with a short discussion addressing personal & financial goals. When clear goals have been established we need to take into account: taxes, cash flow analysis, debt managment and ultimately wealth creation. A Penn Street Mortgage planner is a trusted advisor, who treats their clients like family. We would appreciate the opportunity to prove why our unique Mortgage Planning Approach will exceed your expectations.
We promise to always strive to help our clients Create Better Tomorrows, By Planning Today.
Here at Penn Street Mortgage

How We Can Help

Whether you want to purchase your first home or need financing to get your business venture going, you will need the help of reliable mortgage brokers. Penn Street Mortgage has you covered.

Our trusted mortgage brokers in Chester value integrity above other qualities. We understand how life-changing mortgages can be, and we are ready to help you every step of the way.

Our extensive experience in the industry will help make your application process more manageable. You will also gain access to various financing options since we have a vast network of lenders and financial institutions. This ensures the best deal for your needs.


Hear from our clients.

Eric did a great job getting us out of a 30 year FHA loan with high mortgage insurance to a 20-year conventional loan. Saved us a ton of money over the life of the loan and we were able to keep our monthly payment the same.
Tom has always acted as a financial advisor, as well a mortgage professional towards my family. He has saved us money several times since we have conducted business with him and his company. He knows the industry second to no one and is always available for any type of financial advice.
Penn Street has been a breath of fresh air when it comes to providing my clients with a trusted mortgage professional. They work hands on with every client and are a wealth of knowledge when it comes to financial and mortgage advice. Thank you Penn Street Mortgage for being such trusted professionals and I look forward to many more transactions together in the future.
Wow! What a professional. Should you choose to use John you are in very capable hands. He is knowledgeable, trustworthy, dependable, easy to be in touch with, and no question should go unasked because he will educate you! I have worked with John on numerous real estate transactions and my clients and I have been so pleased. He makes a somewhat difficult transition so much easier! You won’t be disappointed in his work ethic or knowledge!

Want to Know More About Our Mortgage, West Chester, PA Solutions?

In the section below, we answer some of the most frequently asked questions about our loan programs.

A mortgage broker works to close real estate deals between a West Chester, PA, mortgage lender and a borrower as a neutral third party. The broker will gather data from them and contact many lenders to get the best possible financing for their customers.

Next, they will verify your credit profile to determine the kind of loan you may pursue. West Chester mortgage brokers also act as loan officers, gathering the necessary data and coordinating with both parties to finalize the transaction.

Moreover, a West Chester, PA mortgage broker will guide you through the home loan process, explaining what mortgage lending entails and explaining monthly mortgage payments. They will also negotiate the loan terms to get you the best mortgage rates.

If you want access to mortgage West Chester loans that are not widely offered, you should employ a broker. Our team of brokers often has access to financing that will be advantageous to you if you:

  • Do not have a good credit score
  • Have a special borrowing circumstance, such as running your own business
  • Simply do not seem to see loans that offer what you are looking for

Regardless of their circumstance, many people engage with our brokerage firm because it provides them access to mortgage lenders they might not otherwise consider. We can also help borrowers qualify for mortgages at interest rates lower than those offered by most conventional loans.

Here are just a few of the benefits of choosing us:

  • Our experienced brokers understand that mortgages can be life-changing, so they walk you through the entire process.
  • You can count on us for the ultimate home-buying experience.
  • With competitive interest rates and mortgage options, you can save money without much legwork.
  • Our team takes pride in offering excellent service and transparent communication, making buying your dream home a straightforward process.
  • We will help you gain access to various financing options and provide a mortgage calculator that you can use to determine what you qualify for.

You do not need to deal directly with mortgage lenders when you work with us. We act as the middleman, helping you find the best deals and helping to complete the process.

When you choose Penn Street Mortgage, we will discuss your needs and help you gather the relevant information. Next, a mortgage broker in West Chester will match you with a lender before submitting a West Chester mortgage application on your behalf. Our team will negotiate the terms to ensure you get a good deal and help you with the paperwork.

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