When it comes to buying a home in Philadelphia, PA, who you work with matters. Partnering with a local mortgage company like Penn Street Mortgage can change how the home-buying process goes and make your experience a success.
Whether you are a first-time homebuyer, a real estate investor or looking to refinance your existing mortgage, Penn Street Mortgage offers unparalleled expertise and local knowledge to support you every step of the way.
Here are some of the top benefits of working with a Philadelphia PA, mortgage broker like Penn Street Mortgage.
Expert knowledge of the Philadelphia PA real estate market
Real estate is a local business, and there is no substitute for the local knowledge that comes from working with our experienced team. Our Penn Street Mortgage brokers deeply understand and are familiar with the local housing market, ensuring they are always up-to-date with loan programs, incentives, and laws that can improve your mortgage terms.
With years of experience handling the various loan programs out there and a deep knowledge of the local loan options, we can help you make informed financial decisions that help you save money and get the best interest rates available.
A national, big-box mortgage company will not be able to offer the same level of support or knowledge to fit your mortgage needs.
Personalized customer service you can count on
Our local mortgage brokers will give you the personalized attention that you would not typically receive from national mortgage lenders. When you work with us, you are more than just a number or a case file. We take the time to understand you, your home ownership goals, and your unique financial situation so we can find the best loan program to fit your mortgage needs.
When you have questions or need advice, our mortgage professionals are just a phone call away. We believe in providing great communication and top-notch service to each client. It is the local difference that counts.
More loan options than traditional mortgage lenders
Local Philadelphia mortgage brokers like Penn Street Mortgage can give you access to a large selection of mortgage loans, unlike a mortgage lender, who can only present you with loan programs from their specific financial institution.
This means that, whether you are looking for VA loans, loans for first-time homebuyers, conventional loans or even jumbo loans for luxury homes, we can find the best mortgage from our network of partners, ensuring you get the right home loan for you.
We will work with multiple mortgage lenders to find you the best interest rates across mortgage programs and negotiate on your behalf. A traditional mortgage lender cannot do that.
Fast and simple pre-approval process
When it comes to securing a home purchase loan, time is of the utmost importance. That is why our team at Penn Street Mortgage is committed to working diligently on your behalf to get pre-approval or pre-qualify your loan application.
Our custom digital quotes and tools are designed to help you explore different interest rates and their impact on your monthly bills so you can make informed decisions about your loan. Best of all, our streamlined approval process means you can receive a clear decision in just minutes, giving you peace of mind and confidence as you move forward with your home purchase.
Having this knowledge is powerful as you start shopping for your dream home and makes the process streamlined and fast when it comes time to make an official offer on your home.
Streamlined communication with a trusted local mortgage broker
When you partner with our local mortgage advisors, you can rest assured that we are a part of your community too. This means you can easily meet face-to-face and speak with us directly regarding any of your concerns or questions without having to deal with the hassle of being rerouted to a major call center or explaining the Philadelphia, PA, housing market to a stranger.
By working alongside our mortgage professionals, you will receive prompt answers, streamlined communication, and regular updates throughout your home-buying journey. This provides you a better customer experience, eliminating the need for long hold times and automated responses. Our expert mortgage brokers are always available to ensure that the mortgage process is transparent and uncomplicated, and you deserve nothing less than the best!
Penn Street Mortgage local mortgage services
If you are looking to buy your first home or are looking to kickstart your business with the right real estate, finding a dependable mortgage broker is essential. At Penn Street Mortgage, we have got you covered.
Our mortgage brokers in Philadelphia PA, and beyond prioritize excellent customer experience and integrity above everything. With decades of experience in the mortgage industry, we know what it takes to make the whole process streamlined and as simple as possible for you. And with our vast network of lenders and financial institutions, we can get you the rate comparisons you are looking for, giving you peace of mind that you are making a smart financial decision.
Some of the mortgage services we offer include:
- Conventional loans
- Fixed-rate and ARMs
- Refinance and Cash-out refinance
- Refinance Rates Lock
- VA & FHA Loans
- USDA
- Non-QM
- DSCR
- Jumbo Bank Statement Programs
We will pair you with a detail-oriented mortgage professional who will explore which loan products are right for you, helping to make your dream home affordable.
Take advantage of our free tools to calculate how your current interest rates or monthly budget can affect your mortgage. Our customizable calculator allows you to see how a higher down payment or extra cash can impact your purchasing power. Explore a personalized calculation today!
Let Penn Street Mortgage guide you home
Ready to experience the Penn Street Mortgage difference? Contact us today to schedule a consultation and start your path to your next home.