Understanding Bridge Loans: Are They Right for Your Next Home Purchase?

Buying a new home while selling your current one is quite challenging. It’s a financial balancing act that can be hard to handle. If you’re in this situation, you might consider a bridge loan. This provides temporary financing for your new home while allowing you to use your current home’s equity to make the purchase […]
Should You Pay Off Your Mortgage Early? Pros & Cons

If you are dealing with a mortgage that’s close to being paid off, you’re anticipating what seems like the sweet freedom of not dealing with any more payments after that. You have more financial flexibility than you’ve had in the past. Not to mention, the home you’ve lived in is all yours. But what if […]
How To Buy A Home As A Self-Employed Borrower

Purchasing a home may seem like one of the biggest milestones for anyone. If you are someone who is self-employed, going through the mortgage process may seem a bit more challenging compared to those who may be working a regular 9-to-5 job. One major obstacle is income verification, which is easily done for those who […]
Is Wilmington, DE a Smart Market For Your Next Commercial Property Investment?

Real estate investors constantly seek the next possible investment. They might be looking for a place near them or on opposite sides of the country. What they might be looking for is a location that offers growth potential and long-term stability for their investment. Is Wilmington, Delaware one of the best options for their next […]
How To Choose The Right Property For Your Business Growth

Business owners considering the idea of scaling might deal with several decisions. Some of them will carry plenty of weight. One in particular is whether it may be time to choose a commercial property that will accommodate such growth and beyond soon. This guide will show you how to choose the right property that will […]
What Documents Are Needed When Applying For A Commercial Mortgage?

A business owner looking to purchase a commercial space faces a monumental task ahead. While buying a space is the ultimate goal, it’s the financial aspect of it that also needs to be addressed. This includes applying for a commercial mortgage and getting approved. The process is significantly more complex and differs substantially from that […]
How Mortgage Planners Help You Compete In A Competitive Housing Market

The housing market remains highly competitive throughout the sector. Many prospective buyers are seeking a desirable home that suits their needs and preferences. Not to mention, they are looking at the long-term future. Will the space be a fit for a growing family? Or is it a home that will be the best option until […]
What’s the Difference Between Pre-Qualification and Pre-Approval?

If you’re preparing to buy a home, you’ve probably come across terms like “pre-qualified” and “pre-approved.” Lenders tend to use them interchangeably, but they’re not the same thing. Each plays a different role in your home loan process. At Penn Street, we help our clients understand what these terms mean, when to use them, and […]
Why a Mortgage Planner Can Be the Key to Your Home-Buying Success

When you’re thinking about buying a home, there’s a lot to keep track of. Your financial details, credit score, down payment, loan programs, interest rates, closing timelines—none of it moves in a straight line. And if you’re trying to manage all of that alone, it can start to feel overwhelming fast. That’s where a skilled […]
Securing a Commercial Mortgage: Tips for Smooth Business Property Acquisition

If you’re planning to purchase a commercial property in Exton, you’ll need a reliable strategy—and the right financing partner—to move things forward. Whether you’re buying a space for your own business or expanding your real estate portfolio, securing a commercial mortgage takes preparation, focus, and support from a team that knows the local market. At […]