How to Choose the Right Mortgage Lender in West Chester
Buying a home is a big deal, especially for first-timers. For many, it’s not just about finding the perfect house—it’s about finding the perfect mortgage lender. But when there are countless options out there, understanding how to choose a mortgage lender can be a bit easier said than done. Instead of wading through online reviews, […]
What Questions Should You Ask a Mortgage Lender
Finding the right mortgage lender can ultimately make a big difference in your overall home purchase journey. With Penn Street Mortgage, our team of mortgage brokers can make sure you have several options when it comes to a home loan option that works best for you. But, the lender you choose can have a big […]
Tax Benefits for Homebuyers in Kennett Square, PA: What You Need to Know
Did you know that buying a home in Kennett Square, PA, also gives you some government benefits when you file your taxes? While most first-time homebuyers don’t realize it, there are ways to reduce your tax liability through federal tax credits. These homebuying financial benefits in Kennett Square can make a big difference in your […]
How to Leverage FHA Loans for First-Time Buyers in Exton, PA
Searching for your first home can feel overwhelming, especially with the countless different types of mortgage options available. There are so many different ways you can finance your home based on your personal needs and budget! One potential option is an FHA loan. At Penn Street Mortgage, our team of mortgage lenders can explain how […]
Navigating SBA 504 Loans for Commercial Properties in West Chester
Small business owners juggle a lot. From managing daily operations to planning for growth, there’s always something demanding your attention. One of the biggest decisions you’ll have to make for your business is how to finance your commercial property. If you’re a business owner in West Chester, SBA 504 loans might be just what you […]
The Impact of the Local Economy on Mortgage Rates in Chester County
Many homebuyers who are getting ready to start shopping for a home forget just how intertwined our local Chester County economy is with the broader mortgage industry, specifically interest rates. If you’re attempting to time the market perfectly or avoid higher interest rates, it can be helpful to understand the factors that impact the housing […]
Mortgage Rates Unveiled: Expert Advice from West Chester Pros
Countless factors go into determining your mortgage rate for your new home — from market fluctuations to individual terms of your mortgage application. It can be confusing to determine exactly what your mortgage rate will be. But when you work with the best mortgage lenders in West Chester at Penn Street Mortgage, we’ll provide you […]
Mortgage Insurance Explained: Savings Tips & More
Whether you’re a first-time homebuyer in Chester County or looking to refinance, understanding mortgage insurance is an important part of navigating the home-buying process. A lot of buyers can overlook this cost when they begin to calculate their monthly expenses, which is where our mortgage calculator in PA can come in handy. While private mortgage […]
Credit Score Impact on Mortgage Rates: Secrets Revealed by Philadelphia Mortgage Brokers
You probably know that your credit score is important when buying a home. But how does your credit score impact your home loan process? The better your credit score is, the better terms and rates you will get for your home loan. This will save you money over the length of your mortgage. At Penn […]
Chester County Mortgage Loans: Your Essential Guide to Affordable Home Financing
Buying a house is one of the biggest purchases you will ever make — not only because of the emotional investment in finding the right place to call home but also because of the complexity that comes with getting a mortgage. Many of our clients looking to buy a home come into the process not […]