Meet the Team

Tom Farnesi

Managing Partner, NMLS ID – 144397

Direct Phone: 610.304.7066

Born in West Chester, Tom’s love for family and community has kept him close to his roots. Tom is a graduate of Bishop Shanahan High School and received his management and economic degrees from the University of Delaware. Following his passion for finance, he found his career with residential mortgage planning in 2003. Over the past ten years he has learned flexibility is critical which strongly influences his business approach. Tom is a member of the West Chester Chamber of Commerce, the Future Leaders of West Chester and is sponsored by the CMPS institute. At Penn Street, he is responsible for managing loans, operations management, and business development. When he finds time, Tom loves to play golf, attend Phildelphia sports events and hanging out with family and friends. Tom currently resides in West Chester with his energetic son, Tommy & beautiful daughter, Mia.

John Carlson, Jr.

Managing Partner, NMLS ID – 234847

Direct Phone: 610.880.0103

John is in his tenth year with Penn Street Mortgage and has used his fourteen years of experience in the industry to simplify the home buying and refinancing process. With a focus on communication, education, and customer service, John brings a refreshing experience to those he works with. He is a graduate of the University of Delaware where he studied Finance and Economics. John enjoys golf, Philadelphia Flyers hockey and resides in Avondale, PA with his wife Kate, daughter Kalina, son Jack, and dog Belle. John is also a Registered Representative and Financial Advisor with Cetera Financial Specialists.

Mike Dougherty

Managing Partner, NMLS ID – 144400

Direct Phone: 302.598.4606

Mike brings an earnest approach to the business, driven by his down-to-earth nature and focus on customer service.  With over fourteen years of experience in the industry, Mike has perfected the home financing process with his clients.  A graduate of West Chester University and sponsored by the CMPS Institute, Mike enjoys golfing, skiing and hiking with his dog Frankie.

Dante Saienni

Mortgage Consultant and Pipeline Manager, NMLS ID – 235850

Direct Phone: 302.494.3919

Dante’s dual role at Penn Street Mortgage means that he originates new loans as well as guides all of Penn Street’s clients through the mortgage process. Dante works directly with Penn Street’s various lenders to submit and finalize loans for all borrowers. His consistent approach, combined with a strong understanding of underwriting, facilitates the process to ensure clients receive a smooth & on-time loan experience. Recently, Dante celebrated his 10th year in the mortgage business and still has a full head of hair.  Dante is an avid wine maker and lives in Wilmington, with his wife Nikki, daughter Lucia and son Marco.