Fixed Rate Commercial Mortgages –
A fixed Rate Commercial Mortgage is the most used financing tool for commercial real estate. It provides the borrower with the best rates and terms and is the most budget friendly. These loans come in all shapes and sizes through various programs and lenders. We focus on purchases and refinances with loan sizes over $500,000.
Fix and Flip and 1-4 Unit Investor Financing –
Fix & Flip financing offers investors short term financing to acquire and renovate 1-4 unit investment properties. Investor financing provides investors long term permanent financing for holding properties that are fully leased.
Portfolio Loans –
Portfolio or Blanket Loans are loans on multiple 1-4 unit properties. These loans provide a long term solution for investors seeking to unlock equity in their current properties or purchase new properties.
Bridge Loans –
A bridge loan is a short-term loan used until a person or company secures permanent financing or removes an existing obligation. It allows the user to meet current obligations by providing immediate cash flow. Bridge loans can be utilized to purchase new properties when conventional financing is not an option, or one can utilize bridge financing on a current property in order to purchase a new asset.
Business Acquisition Loans –
Business Acquisition Loans are used to purchase a company that has no tangible assets such as real estate. The loan is approved by a lender through analyzing cash flow of the business that is being purchased.
Development & Construction –
Development & Construction Loans are short term loans used to acquire land, improve and entitle the land, and construct a building(s). These are typically reserved for developers with a track record, but can be utilized for one single lot, or for large residential or commercial development projects. Once the project is completed, the developer moves into a permanent fixed rate mortgage, or sells the asset and pays the lender back with those proceeds.